Legal
The documents that govern using Spark, and the ones you sign if a lender funds you.
- AgreementsWhat you actually sign, in what order, and which of them are with us rather than with a lender.
- Electronic signature agreementWhat ticking the box and sending your application means, what we record when you sign, and your copy.
- Terms of businessThe agreement between you and Spark Finance for using this site and applying through us.
- Privacy policyWhat we collect, why, who it is shared with, how long it is kept, and how to have it removed.
- SecurityHow your documents are stored and who can see them — written as a description of the system, not a promise.
Photography
Photography by Artem Podrez, khezez, Anna Shvets, damla selen demir, Edmond Dantès, cottonbro studio, cottonbro studio, Mikhail Nilov, Tima Miroshnichenko, Mikael Blomkvist, Quintin Gellar, Kampus Production, Kampus Production, Tima Miroshnichenko, Julia Larson, Zeynep Sude Emek, David Brown, Andrea Piacquadio, Antonius Ferret, Vitaly Gariev, Mekselina Güçer, Satoshi Hirayama, RDNE Stock project, RDNE Stock project, Rene Terp, World Sikh Organization of Canada, Tim Douglas, Ivan S, Mikhail Nilov, Andrea Piacquadio, Nao xotl, Ksenia Chernaya, RDNE Stock project, Vitaly Gariev, Mikhail Nilov, Thirdman, Kenzhar Sharap, Marcus Queiroga Silva, Anna Tarazevich on Pexels. People shown are models, not customers.
Spark Finance is a commercial finance brokerage. We arrange financing through third-party lenders; we are not the lender of record and we do not provide consumer credit. All products are available to incorporated businesses only. Amounts, rates and terms are subject to underwriting approval, and nothing on this site is an offer of credit.